Loans and Lines of Credit
As
Arizona's largest locally owned business lender, Bank of Arizona understands the needs
of local businesses like yours. We offer a comprehensive lending program tailored to fit
the needs of your business, allowing you better management and control of your cash flow
and growth. Secured and unsecured loans and lines of credit are available with a broad
range of interest rates and maturities.
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BusinessSolution
Loans
Bank of Arizona's customized loan offering will simplify your business banking needs by giving you access to the resources needed to finance your business.
| Product Type |
Maximum Amount |
Minimum Amount |
Fixed or Variable Rate |
Maximum Terms |
| Revolving Line of Credit |
$2.5 million |
$5,000 |
Variable |
Revolving |
| Real Estate Equity Line of Credit |
$2.5 million |
$25,000 |
Variable |
Revolving |
| Equipment or Vehicle Term Loan |
$2.5 million |
$2,500 |
Both |
Up to 7 yrs. |
| Real Estate Term Loan |
$2.5 million |
$25,000 |
Both |
Up to 20 yrs. |
Working Capital Loans
These revolving lines of credit can be made for seasonal or permanent purposes in order to help you:
- Fund temporary increases in inventory due to normal fluctuations in the operating cycle
- Purchase current assets or pay current liabilities as a substitute for owner's equity
- Replenish working capital used for fixed asset or other long term purchases
Term Loans
Let Bank of Arizona supply your business with:
- New and Used Equipment Financing
- Real Estate Financing
- New and Used Vehicle Financing
- Construction Financing
Equipment Leasing
Bank of Arizona can structure leasing transactions to meet your preferred tax and accounting needs
and provide flexible purchase and return options. Leasing allows you to:
- Obtain 100% financing
- Pay for equipment as you use it
- Improve management and accounting of equipment cost
- Conserve cash by paying with pre-tax dollars
- Secure fixed payments
- Protect against technological obsolescence
- Conserve your lines of credit
International Services
Bank of Arizona is equipped to handle all of your exporting/importing needs including:
Useful links to related sites:
The Export-Import Bank of the United States*: www.exim.gov
*By clicking on this link, you will leave www.bankofarizona.com. Bank of Arizona is not responsible for the content or products and services provided by this site nor does it guarantee the accuracy of information contained in this site. This link will direct you to an Internet site which contains information that may be useful to you. This site is not controlled or endorsed by Bank of Arizona and may offer a different privacy policy and level of security.
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